Woodworking equipment leasing

Today KAMI-Stankoagregat Company offers you a new range of services. Besides equipment, after-sales service and warranty service, every customer receives comprehensive financial assistance in leasing and credit-related operations.

As we realize, you would not like to waste your time and money on searching for leasing companies and banks. For the sake of your comfort, we take this responsibility upon ourselves. We will help you to choose the best variant by offering a range of most profitable leasing and credit options available at the market.

New leasing companies and banks offering new financial options appear every month. Our managers can always assist you in choosing among several options with conditions that are most suitable for you (including period of lease, interest rate, the amount of prepayment, etc.).

• In 15 minutes’ time our managers will provide you with a preliminary decision and appropriate financial advice;
• In 1 hour’s time we will scan all options offered by the existing leasing companies and banks and sort out optimum variants, most suitable in your case.
• We will help your to acquire all the necessary documents.
• We will help to negotiate agrestrongents with leasing companies and banks and will represent your interests in order to hasten the conclusion of the contract.

All you have to do is to choose between the two methods of hire-purchase.

Advantages of credit:

• the enterprise receives funds which can be spent on purchasing the chosen equipment under the usual conditions (no prepayment);
• credit can be allowed to secure a certain agreement (prepayment from 20%).

Disadvantages of credit:

• loan period does not exceed 3 years (usually it is 1 or 2 years)
• enterprises are often required to provide some kind of additional pledge;
• deprecation of equipment complies with the traditional pattern (5, 10, 15 years, depending on the type of equipment), all these years the enterprise is forced to pay assessed tax;
• bank interest cannot be fully ranked among expenses;
• crediting often requires opening a settlement account of the enterprise in the sponsoring bank.

Advantages of leasing:

• accelerated deprecation (equipment or transport deprecation rates are 3 times faster);
• value-added tax which constitutes a part of all leasing payments is tax-deductible;
• leasing payments can be fully ascribed to expenses, which allows to spare a part income tax (when a nonexpert taxation system is employed, income tax benefit is also available);
• assessed tax is paid either by the lessor enterprise or by the leasing company;
• thanks to tax benefits, the final rise in the cost of equipment of transport is 10-15% lower in comparison to that of a credit.

Disadvantages of leasing:

• if an enterprise employs an imputed taxation system, value-added tax and income tax benefits are not available.

Contacts

Phone (mobile):  8-917-526-80-25

Phone: (495) 781-55-11, ext. 10-54